Thursday, 20 June 2019

State Bank of India (SBI) - Clerk Exam - English Study Materials - Set - 02

English Language Study Materials - Questions and Answers:


Directions  (01-10):  In each of the question given below a/an idiom/phrase is given in bold which is then followed by five options which then try to decipher its meaning as used in the sentence.  Choose the option which gives the meaning of the phrase most appropriately in the context of the given sentence. 

1. The ambitious rural package in this Budget brings in free gas connections to three Crore new households, free electricity connections to four Crore homes, two Crore new toilets under the Swachh Bharat Mission, higher micro-irrigation coverage, and so on.

a) fetches
b) gross
c) bear
d) produce
e) cost

Answer: d)

Explanation:  The correct answer is ‘produce’ whose meaning is to bring an opportunity or creation it, as for the context.

2. Expectations of an increase in the basic exemption limit on income tax have been called in question; instead, a standard deduction of 40,000 is back for salaried taxpayers.

a) belied
b) aid
c) negative 
d) attested 
e) exploded

Answer: a)

Explanation:  The correct answer is ‘belied’ whose meaning is to disprove i.e., doubtful.

3. While it is only fair that the salaried pay income tax on their net income (after expenses) as the self-employed do, this deduction (which also swaps up transport and medical reimbursements) is too small to establish real parity.

a) redeems
b) rings
c) repays
d) compensates 

e) replaces

Answer: e)

Explanation:  The correct answer is ‘replaces’ whose meaning is to take the place of; or exchanging the places.

4. Given that this is the last full year Budget by this government and the first one after the revenue uncertainties popping up from implementation of the goods and services tax (GST) reform, there were apprehensions about the slippages as well.

a) developing
b) proceeding 
c) assurgent 
d) arising
e) escape

Answer: d)

Explanation: The correct answer is ‘arising’ whose meaning is originating or emergent, as per the meaning in the context.

5. Indeed, there are electoral budget cycles in every democratic polity and considering the dissatisfaction shown by the rural electorate in the recent Gujarat elections, there were definite pins and needles about fiscal laxity.

a) care
b) apprehensions
c) foresight
d) worry 
e) concern

Answer: b)

Explanation: The correct answer is ‘apprehensions’ whose meaning is anxiety or fear; tensions due to uncertainties.

6. The under handedness of 10% long-term capital gains tax on profits from shares and equity mutual funds could dampen market sentiment in the near term but is unlikely to have any structural impact on domestic equity flows.

a) imposition   
b) craftiness   
c) illusion
d) benefit 
e) demand

Answer: a)

Explanation: The correct answer is ‘imposition’ whose meaning is deception or a forceful implementation.

7. Equities are favored by the relatively affluent savers and alternative financial instruments such as bonds and fixed deposits have over far higher tax incidence.

a) press   
b) urge 
c) invite   
d) toll 
e) refuse

Answer: c)

Explanation: The correct answer is ‘invite’ whose meaning is calls or draws, as per the meaning in the sentence.

8. Moreover, the bulk of new allocations in debt into Indian equities in the last two years have come from retail investors, most of them saving for the long term.

a) grateful     
b) beholden   
c) blame
d) resolved   
e) owing

Answer: e)

Explanation: The correct answer is ‘owing’ whose meaning is unpaid; due.

9. Earlier, tax collections were cut apart for the Centre and the States. We introduced the Goods and Services Tax Council through a constitutional amendment and changed the pattern of taxation between the Centre and the States.

a) separate     
b) abstract     
c) severe
d) combined   
e) together

Answer: a)

Explanation: The correct answer is ‘separate’ whose meaning is disconnected or independent.

10). Arguments against the putting off of simultaneous elections are equally convincing: this goes against the spirit of the Constitution and against the spirit of federalism.

a) stall       
b) holding     
c) clinging
d) sticky   
e) freehold

Answer: b)

Explanation: The correct answer is ‘holding’ whose meaning is absorption or holding back. 

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